PAYMENTS IN THE EU
A report from Truelayer describing how to build better user experience through open banking and SEPA Instant.
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A2A PAYMENTS: HOW A2A PAYMENTS WILL REACH CRITICAL MASS IN THE UK AND EUROPE
In this white paper, Juniper Research describes how the dramatic changes in payments landscape insfrastucture and upgrades impact on will impact on A2A payments in the UK and Europe.
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PAYPAL SUSPENDS CRYPTO SALES IN THE UK UNTIL 2024
A link to a Reuters’ press release from August 16, 2023, on PayPal’s decision to suspend cryptocurrency sales in the UK.
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DIGITAL BANKING IN EUROPE
A slide showing digital banks in Europe by country.
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EVOLUTION OF MERCHANT SERVICES IN PAYMENTS 2023
A slide showing a graphic representation of the evolution of merchant services during the development of emerging payments.
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FROM PSD2 TO PSD3 (Slide)
A slide in graph form, showing the transition from PSD2 to PSD3, the payments environment in the European Single Market Area.
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FROM PSD2 TO PSD3
This is a brief description of the 3rd Payment Services Directive, PSD3. It is an upcoming framework that regulates electronic payments and the banking ecosystem within the European Single Market Area (EEA). The PSD3 will be decided by the EC after a round of consultations.
DIGITAL BANKS IN EUROPE
In this brief, converted from a publicly available Linkedin post, a high-level picture of the digital or neo-bank landscape in Europe is provided.
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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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FINTECH REGULATION LEGAL ISSUES AND REGULATORY COMPLIANCE (UNITED STATES AND UK)
A link to an article by Geniusee identifying the most important regulatory issues facing fintechs and listing the regulatory bodies with which they deal in the US and Uk.
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