This is a blog describing digital banking in Italy based on the findings from the recent C-Innovation report titled “From Disruption to Profit: The Rise of Digital Banking in Europe’s Profitability Paradigm.”
SHAPING ITALY’S FINANCIAL FUTURE: TRADITIONAL BANKING MEETS DIGITAL INNOVATION Read More »
A link to an article in American Banker describing challenges facing FedNow and valuable lessons that might be gained from India’s experience building real-time payment rails and UPI.
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI Read More »
This blog from Currencycloud describes and quantifies the evolution of corporate B2B crossborder remittances. It includes good data to size the market as of 2023.
THE EVOLUTION OF CORPORATE B2B CROSSBORDER REMITTANCE Read More »
A slide showing graphicly how same day and realtime payments may impact fintechs, including insurance, healthcare and other verticals with a strong payments component.
HOW FASTER PAYMENTS WILL IMPACT FINTECHS Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
A brief report authored by Sharon Haines, and published by a VISA company, about the importance to scale globally of accepting alternative and other localized payments.
LOCALIZED PAYMENTS: THE KEY TO SCALING GLOBALLY Read More »
A video presentation by John Anderson of PLAID, Lily Varon of Forrester, and Akashi Desai of Novo, about the state of real-time payments, with a special focus on fraud.
TECH TALK: THE ROAD TO REAL-TIME PAYMENTS Read More »
Stripe describes the procedures to follow for businesses to accept ACH.
HOW TO ACCEPT ACH PAYMENTS AS A BUSINESS Read More »
An article describing why bank consortia succeed or fail.
THE PAST, PRESENT, & FUTURE OF BIG BANK CONSORTIUMS (PROBLEMS) Read More »
Short article describing Google’s movement of online payments processing for European Economic Area’s users (with the exception of the UK) to Ireland.
WITH BREXIT DAYS AWAY GOOGLE OFFICIALLY MOVED ONLINE PAYMENT PROCESSING TO IRELAND Read More »