This white paper from the BIS addresses the challenges in regulating digital payments and e-money.
FINTECH AND PAYMENTS: REGULATING DIGITAL PAYMENT SERVICES AND E-MONEY Read More »
In this short video from Nordigen, a provider of apis that power open banking, iPSD2 regulations, that require all banks to provide an API to give users access to their banking so that data. Developers can build third party apps using the bank APIs to create a seamless connection to a customer’s banking data.
WHAT IS OPEN BANKING? Read More »
This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.
A WORLD TOUR OF DIGITAL CURRENCY PROJECTS Read More »
This article covers the EU’s attempts to encourage the adoption of digital or mobile wallets throughout the European Union, and the inhibitors to their adooption.
EU WANTS BANKS TO ADOPT DIGITAL WALLETS, BUT IT’S A TOUGH SELL Read More »
Celent/Plaid white paper on Open Finance.
LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE Read More »
To be in the best position for realizing the benefits of Open Banking, banks at this stage need to translate the opportunities of Open Banking into clear API strategies. In this talk, six API strategy blueprints for Banks and fintechs. These strategies allow banks to leverage Open Banking while still keeping the customer interface – or innovate even further with their APIs and share more of the value chain with fintechs.
API STRATEGIES FOR BANKS AND FINTECHS IN AN OPEN BANKING WORLD Read More »
Short article describing Google’s movement of online payments processing for European Economic Area’s users (with the exception of the UK) to Ireland.
WITH BREXIT DAYS AWAY GOOGLE OFFICIALLY MOVED ONLINE PAYMENT PROCESSING TO IRELAND Read More »
A short eBrief from Lafferty’s Ronan Lynch on AliPay obtaining an eMoney liicense in Europe, and both AliPay and Tencent efforts to enter Brazil.
A slide showing the projected growth in the volume of mobile proximity payments from 2019 to 2023. The data is global and for North America. Source: Walter Kitchenman, Lafferty Research.
PROJECTED GROWTH IN THE VOLUME OF MOBILE PROXIMITY PAYMENTS 2019 TO 2023 Read More »
A slide showing users of Mobile Wallets by Major Company and Provider Type, e.g., Apple, banks and merchants, etc. in 2019. Source: Walter Kitchenman, Lafferty Research.
USERS OF MOBILE WALLETS BY MAJOR COMPANY AND PROVIDER TYPE 2019/2020 Read More »