ALL CONTENT

List of all content across all Main Menu items of Wallets, Digital Payments, Real-Time Payments, and Open Banking. Check out Tools. Once logged in, try visiting Advanced Browse under Tools to browse content by specific brand, publisher and author, date range, industry/vertical, and more.

HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH

$ Transfers and Digital Payments, 2023, ACH, ALL CONTENT, Bessemer Venture Partners, Central Banks/Government, Fed Now, Link, Marcel Van Oost, Other Strong Payments Component (e.g., insurance, healthcare), Real-Time Payments, Stablecoin, Venmo, Wallets, Zelle /

FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.

HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »

A NEW PUSH FOR PUSH PAYMENTS

$ Transfers and Digital Payments, 2018 and Prior Years, ALL CONTENT, Mastercard, MasterCard, PDF/DOC, Real-Time Payments, Wallets /

This white paper by Mastercard explains that as real-time payments increase globally, Card-based push payments (push-to-card) enable participants to send funds directly to consumers and small businesses via their payment card accounts. Receipt of funds via a payment card, typically a debit card linked to a deposit account, makes for a seamless consumer experience,

A NEW PUSH FOR PUSH PAYMENTS Read More »