FINTECHS IN CHILE
A link to CMS’s description of fintechs and their regulation in Chile.
Link
FINTECHS IN BRAZIL
A link to CMS’ description of fintechs in Brazil and their regulation.
FINTECHS IN BRAZIL Read More »
PROFILE OF CMS
A link to CMS, a lawfirm with 79 offices in more than 40 countries and 5,800+ lawyers worldwide that provides fintechs and others with local market understanding of regulations and a global perspective.
PROFILE OF 99FINTECH
A link to 99FinTech, a global contingent advisory firm that provides advisory services to multi-billion-dollar companies, down to series B and C fintechs. Areas of focus relate to growth acceleration, product development and launch, mergers and acquisitions, divestitures, corporate development, finance, risk and compliance in payments and digital banking as well as related industries.
PROFILE OF 99FINTECH Read More »
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI
A link to an article in American Banker describing challenges facing FedNow and valuable lessons that might be gained from India’s experience building real-time payment rails and UPI.
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI Read More »
APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS
In this paper by Tremend, the various means of applying artificial intelligence (AI) to digital payments and wallets is discussed.
APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS Read More »
ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE Read More »
FOR MANY SMALL BUSINESS OWNERS, A NECESSARY SHIFT TO DIGITAL PAYMENTS
A link to a New York Times article that explains why small businesses find a shift to digital payments necessary.
FOR MANY SMALL BUSINESS OWNERS, A NECESSARY SHIFT TO DIGITAL PAYMENTS Read More »
EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING Read More »
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »