US-based BNY Mellon has launched its Open Banking service Bankify in partnership with Trustly.
BNY MELLON LAUNCHES OPEN BANKING SERVICE BANKIFY (TRUSTLY) – THEPAYPERS Read More »
Link Money CEO Eric Shoykhet says in an interview with PYMNTS that real-time payments are a precursor to the emergence of account-to-account transactions.
THE RISE OF REAL-TIME PAYMENTS AND THE FUTURE OF PAY-BY-BANK – PYMNTS.COM Read More »
This article from Bloomberg describes how if approved by regulators,the token could speed up transactions and mark an expansion of JPMorgan?s blockchain push.
JPMORGAN IS EXPLORING BLOCKCHAIN-BASED DEPOSIT TOKEN FOR PAYMENTS, SETTLEMENTS Read More »
This article from FXCintelligence shows how payments to creators work on Tik Tok and other social media platforms.
HOW CREATORS ARE PAID ON TIK TOK AND OTHER SOCIAL MEDIA PLATFORMS Read More »
This report defines a mobile wallet as a software program that securely keeps different types of payment information on a mobile device.
WHY MOBILE WALLET CONTINUES TO SHINE IN THE UPI AND FEDNOW ERA – FINEXTRA RESEARCH Read More »
This case study describes how Zelle, seeking to improve its MDR capabilities, evaluated three vendors in the space: TruShield,eSentire, and Arctic Wolf.
ARCTIC WOLF HELPS ZELLE LLP RAISE SECURITY POSTURE AND ENSURE CLIENT CONFIDENCE Read More »
This report describes how with Trustly’s Open Banking Payments, Coinbase users can deposit and withdraw funds directly from their bank account from/to their crypto wallet.
COINBASE UTILIZES OPEN BANKING BY TRUSTLY FOR CANADIAN EXPANSION | BUSINESS WIRE Read More »
A link to 99FinTech, a global contingent advisory firm that provides advisory services to multi-billion-dollar companies, down to series B and C fintechs. Areas of focus relate to growth acceleration, product development and launch, mergers and acquisitions, divestitures, corporate development, finance, risk and compliance in payments and digital banking as well as related industries.
PROFILE OF 99FINTECH Read More »
A link to an article in American Banker describing challenges facing FedNow and valuable lessons that might be gained from India’s experience building real-time payment rails and UPI.
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »