EVOLUTION OF MERCHANT SERVICES IN PAYMENTS 2023
A slide showing a graphic representation of the evolution of merchant services during the development of emerging payments.
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INDUSTRY-VERTICAL
THE EMERGING MERCHANT SERVICES LANDSCAPE IN PAYMENTS
A Linkedin post by Arthur Bedel describing the state of merchant acceptance and acquisition in a world of rapid changes in emerging payments.
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THE EVOLUTION OF CORPORATE B2B CROSSBORDER REMITTANCE
This blog from Currencycloud describes and quantifies the evolution of corporate B2B crossborder remittances. It includes good data to size the market as of 2023.
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CENTRAL BANK DIGITAL CURRENCY (CBDC) – SECURE ECOSYSTEM
A brief description of the steps that might be taken to create a retail and a wholesale central bank digital currency. This was originally a Linkedin post that was shared publicly.
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TELECOM BANKING BUSINESS MODELS
A slide that shows graphicly the earlier telecom banking models and the most advanced that have developed globally.
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THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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INNOPAY OPEN INSURANCE MONITOR (OMI) – DEVELOPER PORTAL BENCHMARK 2023
A slide with a graphic representation of the state of development of various open insurance portals by leading brands.
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OPEN INSURANCE IS STILL ALL BARK AND NO BITE FOR NOW…BUT MANDATED OPENNESS WILL SOON CHANGE THAT
A brief description by INNOPAY of the relationship between open banking and another financial service like open insurance. The authors suggest that mandated openness will soon change otherwise slow developments.
LOCALIZED PAYMENTS: THE KEY TO SCALING GLOBALLY
A brief report authored by Sharon Haines, and published by a VISA company, about the importance to scale globally of accepting alternative and other localized payments.
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