Central Banks/Government – wikipayresearch

This is a brief description of the 3rd Payment Services Directive, PSD3. It is an upcoming framework that regulates electronic payments and the banking ecosystem within the European Single Market Area (EEA). The PSD3 will be decided by the EC after a round of consultations.

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CENTRAL BANK DIGITAL CURRENCY – ECOSYSTEM 2023

$ Transfers and Digital Payments, 2023, ALL CONTENT, Central Banks/Government, PPT, Prasanna Lohar / WikiPay Research

A slide that shows graphically the forms that a retail and wholesale central bank digital currency (CBDC) might take.

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CENTRAL BANK DIGITAL CURRENCY (CBDC) – SECURE ECOSYSTEM

$ Transfers and Digital Payments, 2023, ALL CONTENT, Central Banks/Government, PDF/DOC, Prasanna Lohar / WikiPay Research

A brief description of the steps that might be taken to create a retail and a wholesale central bank digital currency. This was originally a Linkedin post that was shared publicly.

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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING

$ Transfers and Digital Payments, 2023, ALL CONTENT, Central Banks/Government, Link, Open Banking, Real-Time Payments, Tink, Visa / WikiPay Research

In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.

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MISSING KEY: THE CHALLENGE OF CYBER SECURITY AND CENTRAL BANK DIGITAL CURRENCY

$ Transfers and Digital Payments, 2022, ALL CONTENT, Central Banks/Government, Link / WikiPay Research

In this report the Atlantic Council presents six digital currency variants that could form the basis of a Central Bank Digital Currency (CBDC) system. There is a focus on cybersecurity.

MISSING KEY: THE CHALLENGE OF CYBER SECURITY AND CENTRAL BANK DIGITAL CURRENCY Read More »

A WORLD TOUR OF DIGITAL CURRENCY PROJECTS

$ Transfers and Digital Payments, 2021, ALL CONTENT, American Banker, Central Banks/Government, John Adams, PDF/DOC, Wallets / WikiPay Research

This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.

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