QR CODE PAYMENTS 2023
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
QR CODE PAYMENTS 2023 Read More »
Emerging P2P, B2B, B2P, C2B, A2A, Fintech, crossborder money transfer platforms e.g., Western Union, WorldRemit, domestic money transfer platforms, e.g., Zelle. Also included is content related to Central Bank Digital Currency (CBDC).
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
QR CODE PAYMENTS 2023 Read More »
This short report adapted from a Linkedin post by Panagiotis Kriaris, shows how QR codes (Quick Response code) that were introduced thirty years ago in Japan, can store a large amount of information and revolutionized payments.
LETS TAKE A L00K AT QR CODES Read More »
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING Read More »
A link to an article by Geniusee identifying the most important regulatory issues facing fintechs and listing the regulatory bodies with which they deal in the US and Uk.
FINTECH REGULATION LEGAL ISSUES AND REGULATORY COMPLIANCE (UNITED STATES AND UK) Read More »
A report showing that Argentina is now a net recipient of p2p cross-border remittances after being a net remitter historically.
This slide presents a table showing the current fragmented state of the US payments landscape, suggesting that it can be simplified going forward.
THE FRAGMENTED US PAYMENTS LANDSCAPE 2023 Read More »
A slide showing graphicly how same day and realtime payments may impact fintechs, including insurance, healthcare and other verticals with a strong payments component.
HOW FASTER PAYMENTS WILL IMPACT FINTECHS Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.
THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE Read More »
This slide shows a comparison between shoppers using a buy now, pay later option vs buy now, pay later users who have a credit card. The purpose is to show how BNPL has empowered a greater number of consumers.
BUY NOW, PAY LATER USAGE BETWEEN BNPL USES ONLY AND BNPL USERS WITH CREDIT CARDS Read More »