TELECOM BANKING BUSINESS MODELS
A slide that shows graphicly the earlier telecom banking models and the most advanced that have developed globally.
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$ Transfers and Digital Payments
Emerging P2P, B2B, B2P, C2B, A2A, Fintech, crossborder money transfer platforms e.g., Western Union, WorldRemit, domestic money transfer platforms, e.g., Zelle. Also included is content related to Central Bank Digital Currency (CBDC).
THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
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EMBEDED FINANCE IN PAYMENTS 2023
A Linkedin post describing how embedded finance is an important part of emerging payments in 2023.
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EMBEDDED FINANCE IN PAYMENTS 2023
A slide graphically summarizing the state of embedded finance in payments in 2023.
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DIGITAL BANKS IN EUROPE: MAPS, CUSTOMERS, AND STRATEGY 2023
A slide that shows the location of the major digital banks in Europe, the number of customers in millions for each brand, and each brand’s particular strategy.
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DIGITAL BANKS IN EUROPE
In this brief, converted from a publicly available Linkedin post, a high-level picture of the digital or neo-bank landscape in Europe is provided.
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MODELLED GDP IMPACT OF MOBILE MONEY GROWTH IN ETHIOPIA BY 2030
In this slide the projected contribution of mobile money on Ethiopia’s GDP is estimated under a low adoption through high adoption scenario.
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QR CODE PAYMENTS 2023
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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FINTECH REGULATION LEGAL ISSUES AND REGULATORY COMPLIANCE (UNITED STATES AND UK)
A link to an article by Geniusee identifying the most important regulatory issues facing fintechs and listing the regulatory bodies with which they deal in the US and Uk.
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