2023 COMMERCE AND PAYMENT TRENDS REPORT (GLOBALPAYMENTS)
Global Payments’ complete 2023 report on worldwide trends in commerce and payments (50 pages).
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$ Transfers and Digital Payments
Emerging P2P, B2B, B2P, C2B, A2A, Fintech, crossborder money transfer platforms e.g., Western Union, WorldRemit, domestic money transfer platforms, e.g., Zelle. Also included is content related to Central Bank Digital Currency (CBDC).
DIGITAL BANKING COMPLIANCE CONSIDERATIONS 2023
A brief report on the most important compliance issues in digital banking in 2023.
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DATA LOCALIZATION BY INCOUNTRY
A white paper by Incountry that examines data localization, a requirement that impacts emerging payments. Data localization refers to the requirement that data for a particular country be processed, regulated, and housed in that country.
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PAYMENTS AND THE BUSINESS OF MERCHANT ACQUIRING
This slide shows graphically the interaction between payments and the business of merchant acquiring.
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THE RISE OF SOCIAL COMMERCE
This slide shows the rise of social commerce, or payments through social media, in terms of the e-commerce value chain, games as an example, and the shoppable content value chain. This was adopted from a publicly available Linkedin post.
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THE RISE OF SOCIAL COMMERCE
This brief, adapted from a publicly available Linkedin post by Panagiotis Kriaris, discusses how social media has changed the way we communicate and interact, and has begun to change the way we shop online, on-site, and often through digital wallets.
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THE PROS AND CONS OF MAKING PAYMENTS WITH SOCIAL MEDIA PAYMENT PLATFORMS
This brief explores how social media offer a means of sending or received money through proprietary apps or apps like Venmo or Google Wallet. The pros and cons are discussed.
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EVOLUTION OF MERCHANT SERVICES IN PAYMENTS 2023
A slide showing a graphic representation of the evolution of merchant services during the development of emerging payments.
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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HOW DO PAYPAL, VISA, BANKS, AND OPEN BANKING INTERACT WITH EACH OTHER
This is a Linkedin post describing how PayPal, card companies, and banks interact with each other in the emerging open banking ecosystem.
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