Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
A Linkedin post by Arthur Bedel describing the state of merchant acceptance and acquisition in a world of rapid changes in emerging payments.
THE EMERGING MERCHANT SERVICES LANDSCAPE IN PAYMENTS Read More »
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE Read More »
A slide in graph form, showing the transition from PSD2 to PSD3, the payments environment in the European Single Market Area.
FROM PSD2 TO PSD3 (Slide) Read More »
This is a brief description of the 3rd Payment Services Directive, PSD3. It is an upcoming framework that regulates electronic payments and the banking ecosystem within the European Single Market Area (EEA). The PSD3 will be decided by the EC after a round of consultations.
In this publicly available GSA report, authored by Teddy Kyung Lee, central bank digital currency (CDBDC) is defined, and contrasted with crypto. In addition to basic definitions, there is an emphasis on how CBDC wallets must be secured.
CBDC WALLETS AND THE SECURITY REQUIREMENTS Read More »
In this brief Linkedin post, mobile or digital wallets are defined, a general overview is provided, and the general security requirements are summarized.
SECURING DIGITAL WALLETS FOR CBDCS Read More »
This report describes how Latin America and Caribbean markets will grow this year in ‘real’ terms by 1.6% but PPP terms, the region will expand by over 6% and per capita consumption, when measured in USD will grow by a whopping 11%. The figures owe their divergence to the impressive appreciation (vs the USD) of the region’s most actively traded currencies: the Mexican Peso, Brazilian Real and Chilean Peso, buoyed by hawkish local monetary
polices.
LATIN AMERICA 2023 – THE YEAR OF GROWTH THAT EVERYBODY MISSED Read More »
In this brief paper by MovilNews, the benefits of using a third party, white label solution or platform in digital payments is examined. (In Spanish)
WHITE LABEL PARA PAGOS DIGITALES Read More »
A slide that shows graphicly the earlier telecom banking models and the most advanced that have developed globally.
TELECOM BANKING BUSINESS MODELS Read More »
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES Read More »