EVOLUTION OF MERCHANT SERVICES IN PAYMENTS 2023
A slide showing a graphic representation of the evolution of merchant services during the development of emerging payments.
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Wallets
Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
THE EMERGING MERCHANT SERVICES LANDSCAPE IN PAYMENTS
A Linkedin post by Arthur Bedel describing the state of merchant acceptance and acquisition in a world of rapid changes in emerging payments.
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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CBDC WALLETS AND THE SECURITY REQUIREMENTS
In this publicly available GSA report, authored by Teddy Kyung Lee, central bank digital currency (CDBDC) is defined, and contrasted with crypto. In addition to basic definitions, there is an emphasis on how CBDC wallets must be secured.
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SECURING DIGITAL WALLETS FOR CBDCS
In this brief Linkedin post, mobile or digital wallets are defined, a general overview is provided, and the general security requirements are summarized.
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WHITE LABEL PARA PAGOS DIGITALES
In this brief paper by MovilNews, the benefits of using a third party, white label solution or platform in digital payments is examined. (In Spanish)
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TELECOM BANKING BUSINESS MODELS
A slide that shows graphicly the earlier telecom banking models and the most advanced that have developed globally.
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THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
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QR CODE PAYMENTS 2023
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
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LETS TAKE A L00K AT QR CODES
This short report adapted from a Linkedin post by Panagiotis Kriaris, shows how QR codes (Quick Response code) that were introduced thirty years ago in Japan, can store a large amount of information and revolutionized payments.
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