THE FRAGMENTED US PAYMENTS LANDSCAPE 2023
This slide presents a table showing the current fragmented state of the US payments landscape, suggesting that it can be simplified going forward.
THE FRAGMENTED US PAYMENTS LANDSCAPE 2023 Read More »
Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
This slide presents a table showing the current fragmented state of the US payments landscape, suggesting that it can be simplified going forward.
THE FRAGMENTED US PAYMENTS LANDSCAPE 2023 Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.
THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE Read More »
This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’
OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’ Read More »
A brief article naming mobile or digital wallets in Peru and the differences between them.
CONOCE LAS BILLETERAS DIGITALES EN PERU Read More »
A slide showing the growth rate of contactless debit cards in 2022 in the UK, Brazil, US, and UAE.
CONTACTLESS DEBIT CARD USE 2022 Read More »
A slide showing preferences among card and alternative payments in the UK, Mexico, and India in 2023.
PAYMENT PREFERENCES INDIA, MEXICO, UK 2023 Read More »
A report identifying eleven popular mobile wallets from around the world by region, e.g., Africa, Latin America, and Asia.
ELEVEN POPULAR MOBILE WALLETS FROM AROUND THE WORLD Read More »
In this article Visa, Idemia and Thales announce EU digital wallet consortium membership.
A graphic illustration of the user-facing apps, issuer processors, and issuing banks that power digital and mobile payments.
GRAPHIC ILLUSTRATION OF FINTECHS, PROCESSORS, AND ISSUING BANKS Read More »