PERCENTAGE OF RESPONDENTS MAKING PAYMENTS BY MOBILE PHONES IN LATAM AND THE CARIBBEAN 2023
A slide showing the percentage of respondents to a survey in Latin America that make payments using their mobile device in 2023 (in Spanish).
Wallets
Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
EVOLUTION OF MERCHANT SERVICES IN PAYMENTS 2023
A slide showing a graphic representation of the evolution of merchant services during the development of emerging payments.
EVOLUTION OF MERCHANT SERVICES IN PAYMENTS 2023 Read More »
ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE Read More »
FROM PSD2 TO PSD3 (Slide)
A slide in graph form, showing the transition from PSD2 to PSD3, the payments environment in the European Single Market Area.
FROM PSD2 TO PSD3 (Slide) Read More »
FROM PSD2 TO PSD3
This is a brief description of the 3rd Payment Services Directive, PSD3. It is an upcoming framework that regulates electronic payments and the banking ecosystem within the European Single Market Area (EEA). The PSD3 will be decided by the EC after a round of consultations.
CBDC WALLETS AND THE SECURITY REQUIREMENTS
In this publicly available GSA report, authored by Teddy Kyung Lee, central bank digital currency (CDBDC) is defined, and contrasted with crypto. In addition to basic definitions, there is an emphasis on how CBDC wallets must be secured.
CBDC WALLETS AND THE SECURITY REQUIREMENTS Read More »
SECURING DIGITAL WALLETS FOR CBDCS
In this brief Linkedin post, mobile or digital wallets are defined, a general overview is provided, and the general security requirements are summarized.
SECURING DIGITAL WALLETS FOR CBDCS Read More »
TELECOM BANKING BUSINESS MODELS
A slide that shows graphicly the earlier telecom banking models and the most advanced that have developed globally.
TELECOM BANKING BUSINESS MODELS Read More »
THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES Read More »
DIGITAL BANKS IN EUROPE
In this brief, converted from a publicly available Linkedin post, a high-level picture of the digital or neo-bank landscape in Europe is provided.
DIGITAL BANKS IN EUROPE Read More »