THE FRAGMENTED US PAYMENTS LANDSCAPE 2023
This slide presents a table showing the current fragmented state of the US payments landscape, suggesting that it can be simplified going forward.
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Wallets
Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
CONTACTLESS DEBIT CARD USE 2022
A slide showing the growth rate of contactless debit cards in 2022 in the UK, Brazil, US, and UAE.
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LOCALIZED PAYMENTS: THE KEY TO SCALING GLOBALLY
A brief report authored by Sharon Haines, and published by a VISA company, about the importance to scale globally of accepting alternative and other localized payments.
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2023 FUTURE OF PAYMENTS: THE TIMES THEY ARE A-CHANGIN’ WHEN IT COMES TO PAYMENTS
This report from the American Banker describes how Millennials and Gen Z will select companies and products, and identifies potential winners and losers in the payments space.
2023 FUTURE OF PAYMENTS: THE TIMES THEY ARE A-CHANGIN’ WHEN IT COMES TO PAYMENTS Read More »
GRAPHIC ILLUSTRATION OF FINTECHS, PROCESSORS, AND ISSUING BANKS
A graphic illustration of the user-facing apps, issuer processors, and issuing banks that power digital and mobile payments.
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STRATEGIC COMPLIANCE
A Vodcast by 99FinTech addressing compliance in the digital payments and banking space that explains how firms that embrace compliance versus treating it as a cost center can position themselves better to attract investors, accelerate market entry, achieve competitive advantage, and ensure stability.
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A WORLD TOUR OF DIGITAL CURRENCY PROJECTS
This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.
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PROJECTED GROWTH IN THE VOLUME OF MOBILE PROXIMITY PAYMENTS 2019 TO 2023
A slide showing the projected growth in the volume of mobile proximity payments from 2019 to 2023. The data is global and for North America. Source: Walter Kitchenman, Lafferty Research.
PROJECTED GROWTH IN THE VOLUME OF MOBILE PROXIMITY PAYMENTS 2019 TO 2023 Read More »
USERS OF MOBILE WALLETS BY MAJOR COMPANY AND PROVIDER TYPE 2019/2020
A slide showing users of Mobile Wallets by Major Company and Provider Type, e.g., Apple, banks and merchants, etc. in 2019. Source: Walter Kitchenman, Lafferty Research.
USERS OF MOBILE WALLETS BY MAJOR COMPANY AND PROVIDER TYPE 2019/2020 Read More »