TOP FIVE MOBILE WALLET TECHNOLOGIES 2023
6Sense’s Top Five Mobile Wallet Technologies based on findings from their own database of customers.
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Wallets
Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS
In this paper by Tremend, the various means of applying artificial intelligence (AI) to digital payments and wallets is discussed.
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STABLECOIN AND PAYMENTS
This is a link to PAXOS, where they explain Paxos stablecoins are subject to oversight by the New York State Department of Financial Services, meeting the high standards of consumer protection. PAXOS uses API-based blockchain technology to implement payments solutions across many different industries.
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BLOCKCHAIN IN PAYMENTS – TRANSFORMING THE PAYMENTS INDUSTRY
This article shows that by leveraging blockchain technology, enterprises involved in payments can automate most processes while maintaining a high level of security and transparency.
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CBDC WALLETS AND THE SECURITY REQUIREMENTS
In this publicly available GSA report, authored by Teddy Kyung Lee, central bank digital currency (CDBDC) is defined, and contrasted with crypto. In addition to basic definitions, there is an emphasis on how CBDC wallets must be secured.
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SECURING DIGITAL WALLETS FOR CBDCS
In this brief Linkedin post, mobile or digital wallets are defined, a general overview is provided, and the general security requirements are summarized.
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TELECOM BANKING BUSINESS MODELS
A slide that shows graphicly the earlier telecom banking models and the most advanced that have developed globally.
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THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
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QR CODE PAYMENTS 2023
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
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LETS TAKE A L00K AT QR CODES
This short report adapted from a Linkedin post by Panagiotis Kriaris, shows how QR codes (Quick Response code) that were introduced thirty years ago in Japan, can store a large amount of information and revolutionized payments.
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